HI members, I don't undertand this. My LVT is 30%, my bank is Barclays. I have a credit score of 999 our of 999. But when I applied for a mortgage, I got a respose that it was rejected because of low credit score. On appeal, I was told the same, that my internal credit score is low. What is the problem? Is it just that the bank doesnt want to give me a mortgage and pretending that it's my credit score? Please advice.