Preferred payment method

Discussion in Payment Methods started by addicted_buyer • Mar 29, 2012.

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  1. addicted_buyer

    addicted_buyerExpert

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    What do you use to pay for the things you buy online? Paypal? Western Union? BillMeLater? A direct bank transferal?

    My favorite way of paying is and will always be PayPal! It's safe to use and you can always start disputes whenever you're not satisfied with your purchase.
     
    #1Mar 29, 2012
  2. Sandra Piddock

    Sandra PiddockExpert

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    It really depends on the website I'm shopping on. If it has a facility to store my card details for future purchases, I pay by debit card. However, if I have to input my card details every time I visit the site, I use PayPal. I always use PayPal for Ebay purchases, just in case anything should go wrong.
     
    #2Mar 30, 2012
  3. dissn_it

    dissn_itActive Member

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    I use PayPal whenever possible. I really do not like entering credit or debit card numbers into the internet anymore. I also like the fact that there is a dispute resoultion process within PayPal. I have only had to use it once and that was many years ago. It was nice to have them help resolve the problem and get my money back.
     
    #3Apr 12, 2012
  4. BrittneyD

    BrittneyDMember

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    I perfer to use Paypal when I can. I like the fact that I do not need to type in my credit number into the sites that accept Paypal. The only downside is that a lot of sites do not accept Paypal. Amazon is one that I wish would start accepting payments, but since they have the Amazonpayments work from home pay system, I don't see that happening anytime soon. I tend to get the Visa cards that you can add money to in order to pay on there. This way I am not typing in my actual credit card number.
     
    #4Apr 12, 2012
  5. Parker

    ParkerWell-Known Member

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    It really depends on the website for me too. I use PayPal to pay for internet related activities such as buying domains and paying for web hosting. Otherwise, I use my a prepaid gift card/debit card for other online purchases except those made on Amazon. I trust Amazon enough to use my actual credit card.
     
    #5Apr 12, 2012
  6. Randomhero

    RandomheroMember

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    I use paypal or my credit card if its secure site. I dont have the time to sign up with those other accounts places.
     
    #6Apr 12, 2012
  7. Gonzalo

    GonzaloActive Member

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    My favourite payment processor is Paypal, absolutely! I always use it, and I will keep using it for buying among the Internet. In my opinion, it's the safest way to order thanks to the possibility of starting disputes :D
     
    #7Apr 12, 2012
  8. mbc221

    mbc221New Member

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    I use PayPal for all the purchases I can. For those that I can't like Amazon, I use a gift Visa card. PayPal is definitely the way to go for secure payments, and gift cards are another. Never had a problem otherwise.

    MBC
     
    #8Apr 12, 2012
  9. Budget Diva

    Budget DivaNew Member

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    I use Paypal, at sites that accept it. I wish Amazon accepted Paypal, too. What is the Amazon work from home thing? I have not heard of it before. Is it the Amazon Turk thing?
     
    #9Apr 12, 2012
  10. Brendan

    BrendanMember

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    Definitely PayPal. The only thing that I buy online that I don't use my PayPal account for, and usually end up using a credit card for is textbooks for college. I hate using my credit card!
     
    #10Apr 12, 2012
  11. dkramarczyk

    dkramarczykMember

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    I definitely prefer using Paypal. I don't personally have a bank card, so it seems like the easiest way to pay for things because I make money online that gets deposited into my Paypal account.
     
    #11Apr 13, 2012
  12. MegaZx

    MegaZxNew Member

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    I prefer to pay with Paypal but on sites like Amazon, I just use their gift card system. I wish Amazon allowed people to purchase items with Paypal though. That would help both websites in my opinion. I make money online and normally deposit it into my Paypal account, even if it is a little at a time. After a while it does build up and I can get something that I want!
     
    #12Apr 13, 2012
  13. addicted_buyer

    addicted_buyerExpert

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    Seems like a lot of us use PayPal! I wonder how much money they make out of all the fees they charge :p Their buyer protection and the fact that you can buy something without having to give your credit card info out to who knows who make it the best of its kind.
     
    #13Apr 13, 2012
  14. scottyxx

    scottyxxExpert

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    I usually like paypal when possible, because I buy things from both in the UK and Canada, and paypal doesn't charge me for converting currency. I also do not like giving out my card details willy nilly to people, so paypal is always my first choice!
     
    #14Apr 13, 2012
  15. Jessi

    Jessi<a href="http://www.quirkycookery.com">QuirkyCooke

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    I really, really, really hate PayPal fees. Even so, I would much rather use it for paying online than any other method. It's simple and secure compared to other options.
     
    #15Apr 13, 2012
  16. Konstantina

    KonstantinaActive Member

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    I only use PayPal. It is safe and it is easy to handle anything that might come up. I also want to share a tip, I used to shop from an online store that didn't have paypal and I mailed them and asked them to add it. They did so after a week or so. So if you have a favorite store that doesn't have paypal, you can ask, too. Sometimes they just neglect to add it.
     
    #16Apr 13, 2012
  17. Linky

    LinkyExpert

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    I only use PayPal.com for online purchases. I am wary about giving my card details online. If a site does not have the ability to receive funds via PayPal.com, I will not buy from them. Luckily, thus far, I have not needed to make such a decision. Yes, they have fees but I feel that any good service can, so long as it is fair. And in the finance world...the rules are anything but fair.

    Nonetheless, PayPal.com all the way for me...for now.
     
    #17Apr 14, 2012
  18. btatro

    btatroActive Member

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    Paypal. Safe, secure and reliable.
     
    #18Apr 14, 2012
  19. Gonzalo

    GonzaloActive Member

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    I was thinking the same thing. Almost everybody uses paypal nowadays. It's the most used payment processor all over the Internet. I wish I knew how much money they make from fees and currency converting! Does anybody know where is settled down paypal ?
     
    #19Apr 14, 2012
  20. saizo6

    saizo6Active Member

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    It really depends on the site I'm buying from. But my three mostly used payment methods are Paypal, BillMeLater and my trusty old debit card. I mostly use Paypal when I'm shopping at ebay or Amazon. BML is used when I want to spend a bit more on various online sites. And I don't use my debit card unless it's to a site that I know I can trust and is reliable.
     
    #20Apr 14, 2012
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