Preferred payment method

Discussion in Payment Methods started by addicted_buyer • Mar 29, 2012.

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  1. clewand550

    clewand550Active Member

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    If I am buying something on ebay, I always use paypal. If I am buying something online through a store such as Kohls Department Store or another local store, I will use a charge card. I can get some great rewards points by using my charge card and then I end up saving money because of my rewards card. I try to save money by using my charge card if it works for that particular purchase.
     
    #41Apr 22, 2012
  2. Gonzalo

    GonzaloActive Member

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    Are you a seller? Do you use Paypal to sell items on Ebay?
    I was told paypal was really strict to sellers, if you have too many disputes they will close your account immediately
     
    #42Apr 22, 2012
  3. Compulsive

    CompulsiveNew Member

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    Asides from using my Credit Card (which is what I use the majority of the time), I use PayPal. I haven't personally ventured out to different payment methods as PayPal appears to be the king of the online jungle. Although many people have supposedly had problems with online payments, I haven't myself so I am happy with PayPal.
     
    #43Apr 29, 2012
  4. razelia

    razeliaActive Member

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    PayPal will always be my preferred payment method, but that's mainly because my earnings arrive to my PayPal in the form of PayPal funds. Hence, I prefer using my PayPal funds directly when buying stuff than having to go through an actual credit card.
     
    #44Apr 30, 2012
  5. stefano13

    stefano13Member

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    I suggest Paypal because is the best and secure online.They accept most credit cards, and it doesnt disclose your credit to the person you are buying things.
     
    #45May 4, 2012
  6. cluckis

    cluckisBanned

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    My favorite is PayPal, it seems to be accepted everywhere, and i get a lot of payments from other sites through it. I have had some problems with PayPal however, I believe they were taking some of my money, about 2 cents. Its not worth it though to contact them, they'll think im crazy. :p
     
    #46May 5, 2012
  7. NopGuy

    NopGuyActive Member

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    I prefer Paypal because it's accepted on so many places online. That and I hate signing up for a website just to put in credit card information when they don't have a guest checkout even if I'm only going to use the site once. Paypal just makes things easier.
     
    #47May 5, 2012
  8. Kaycee J

    Kaycee JActive Member

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    I only recently got a paypal account for some things I am doing online. I haven't really used it much yet. Can someone explain the fees? Do they charge fees when you are using your paypal account to pay for something, or just when you are accepting payment for something yourself? Silly question, I know.
     
    #48May 5, 2012
  9. Victor Leigh

    Victor LeighActive Member

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    Update:

    For those who are using Paypal and have not verified their account yet, do it now. Don't leave it until your account becomes limited.

    I had a Paypay account in Thailand and I got that verified as soon as possible. So I have no problem with my Thailand Paypal account. Now I am in Malaysia and I have a Malaysian Paypal account. Due to some ignorant people at the bank I am using, I didn't verify my account until it became a limited account. That means I cannot send any money from my Paypal account nor withdraw money to my bank account. Now I have to send copies of my identity card, driving license and passport to verify my identity.

    So, remember to verify your Paypal account as soon as you create it.
     
    #49May 5, 2012
  10. addicted_buyer

    addicted_buyerExpert

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    Does anyone use Escrow, MoneyBookers or AlertPay aside from PayPal? What are your thoughts on those?
     
    #50May 5, 2012
  11. tosaytheleast

    tosaytheleastActive Member

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    I prefer paypal simply because I have all my funds in there and it is linked in my bank account so I could easily transfer money from time to time. I think their service is really good and has solid security features. Another thing is that in my country, paypal is widely used so I guess that adds to the factors why I choose Paypal over other payment processors to buy stuffs online.
     
    #51May 5, 2012
  12. Gonzalo

    GonzaloActive Member

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    Good information, thank you for sharing it!
    I have already verified my paypal account, but thank you for the advice anyway.

    Escrow? I have never heard from it before. I have tried using AlertPay, but I think it isn't very useful...
     
    #52May 5, 2012
  13. hunysukle

    hunysukleActive Member

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    I love using Paypal because it's really easy to transfer money and pay other people. Western Union is okay, but their fees are really high. I hate how strict Western Union is about having your ID with you and how it can't be expired. Alertpay doesn't transfer to US banks anymore, which is really ridiculous.
     
    #53May 5, 2012
  14. kinser

    kinserActive Member

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    I've always used a credit card with no problems, so I'd say I that. I do have a PayPal account, but haven't used it much other than for things like ebay purchases and having money transferred to me. If I ever encounter a problem with using a credit card, I will consider using PayPal.
     
    #54May 6, 2012
  15. MasterProX

    MasterProXMember

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    Well, just like almost everyone else who posted here, I prefer to use PayPal.
     
    #55May 6, 2012
  16. classicnyer

    classicnyerActive Member

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    There really isn't any competition for an online payment processor, is there? I personally get annoyed at vendors that don't accept paypal.
     
    #56May 6, 2012
  17. SmartVersatileCookie

    SmartVersatileCookieNew Member

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    PayPal and Google checkout are the only two ways I pay online. My first choice is always PayPal when it is available, and if I can't use PayPal or Google checkout, I am less likely to purchase an item from that specific website.
     
    #57May 7, 2012
  18. Gonzalo

    GonzaloActive Member

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    What do you think about Google's new payment processor?
    I haven't tried it yet, is it as good as Paypal?
    I think Google Checkout will be the main competence of paypal...
     
    #58May 10, 2012
  19. xtinguish

    xtinguishNew Member

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    I don't do much online shopping however I'd much rather use a debit card to buy things. But between the different processers I have Alert Pay and Paypal. There's good and bads about both of them. I prefer Paypal because of the ease of use.
     
    #59May 16, 2012
  20. MrWriter

    MrWriterNew Member

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    I always prefer Paypal. Most of the sites I use always work with paypal. I mean when iIm shopping or in Bets. I use it For years so it's the most trustful way of paying for me. I also use Alertpay but not so often as Paypal. Alertpay i use for some online income business and Paypal for shopping or to put money in Bet Houses.
     
    #60May 18, 2012
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