Anyone use these as an alternative to a bank? I personally use CashPlus they're amazing. Obviously they still use a high street bank to do business so it's not ideal for anyone who is looking to get away from high street banks due to safety of funds to look at pre paid cards. However if your fed up of fees or not being able to get a bank account due to bad credit I'd say they're pretty perfect. Speaking on behalf of the UK members here I'd highly recommend CashPlus they have a credit builder to help you build your credit rating an overdraft facility and once you have used them and had your earnings paid in with them for a few months they give you short terms loans all of these things I couldn't get with my high street bank and the best thing is it's 100% acceptance rate . You get your own account number and sort code to have money paid directly into your account and they have a cash back site so when you go shopping online if you do it through their affiliate links you get cash back on to your card I think it's the most unique and best prepaid card out there in the UK. Anyone else use prepaid cards or can recommend any?
