I have more than one rewards card. Some are better than others for different reasons. I have one that I only use for balance transfers, and hopefully after this go round I will never need it again. For everyday purchases, I just switched from Discover to Chase Freedom Visa. It offers 1.5% cashback on all my purchases. that's the best I've found. I have several ways of earning cash rewards and I am going to tally them all up after a year and see how much I make. It can be substantial. In the age of miserably low interest rates at the bank, credit card cash back rewards are a way of recuperating a little bit.