When someone doesn't any good reasons why they are saving money then it might be hard for them to save any money because they have only this vague goal — save some money. But for what? You need some motivation in order to deny yourself things you may want to have but can't because there's something much better that you'll have to get first. When setting your saving goals prioritize financial security. The more you save the less you'll have to worry about money in future. Thoughts?