Our health insurance actually allows us to save $20 a month on our monthly fitness membership. I was really happy when I was reading the terms and it works at the YMCA which is awesome! As long as we go 18 times a month, which isn't hard to do, we can get the discount on our membership. I'm pretty excited to take advantage of this. I just wanted to share with other members in case they wanted to look into this as well. I didn't even know about it until recently.
That's an awesome benefit of your insurance plan, though I'm sure most insurance plans don't make such allowances. $20 off per month could be as much as 50% for some gym membership fees, though, and that's an incredible amount to save without having to do much to lock down those savings!