I have horrible credit due to having no credit at all, which makes no sense to me, but it is what it is I guess. I am looking into building my credit and have come across some tips that include getting a secured credit card. The ones I have looked at all require some sort of deposit, which makes me a little weary. Does anyone else have experience with secured credit cards? Do they help build your credit? Are the deposits worth it? Is there any cards in particular that you would recommend for someone who has no credit history at all? Thank you in advance.