Have any of you ever taken out a "shark loan"? (A fast loan that approves everyone, but with like 600-2000% interest rate.) I'm not taking one out or anything lol. I was just wondering if any of you have ever done it and how much you had or have to pay back. I have had to take out these loans before and boy was I dumb. I didn't have much choice and my credit profile is better now, so I hopefully will never be in this situation again. But I did what I had to do at the time and yes, it took me a long time to pay them off and they cost me more money than I should have ever paid out, but I learned my lesson. I guess I'm just hard headed and needed to learn things the hard way, but learn did I ever.