I just noticed one of the sellers I found online saying something about shipping insurance I could get if I wanted one of the products, and the price for it would be about 1% of the cost of the product. I'm intrigued by this because I knew nothing about this before, and it would like to find out what our members' thoughts are about this. Do any of you buy insurance when having something shipped from online purchases? Which items or at what price do you start considering getting insurance? Are there things to look out for? When do you think it is unnecessary?