I know the old adage is to always shop around for your prices. However, you may not realize just how valuable this is when you look at insurance. I was with All State for about 3 years, and was paying over a hundred a month for coverage. I called up Travelers and ended up getting a deal to only pay sixty bucks a month for the same coverage! If I had not shopped around at renewal time I would have been stuck paying the same high rate!