Whose responsibility do you think it is to pay for college? A child's or their parents? I paid for my college myself, working a part time job and saving extra money I didn't need from the loans I was given. I was exceptionally blessed with a high paying/tipping job, so I was able to pay back my loans in a year with money I had saved and earned. I also got a lump sum gift from my family at the end that helped me close out the loan. When I think back, it's part of what made me so responsible and made me value my education, my grades, and the wise use of money. Now I have a child and feel the pressure to save for his education. I will do it, but I also wonder how his experience will be different from mine if he does not earn his way himself. My husband had his education paid by his family and he doesn't value his degree or money at all, in the same way I do. However he is also very successful with that attitude, so in a strange way I wonder if that makes you believe things will be easy for you and money will just flow to you - versus my thoughts of everything being hard work. Who do you think should be responsible to pay for college, and why?