This is something that I have contemplated due to something that happened to me years ago. I had a life insurance policy with a company that wasn't too well known. At least I believe I did, I got insured through my full time job and I decided to drop this policy only they couldn't find me. They were taking my money every month but couldn't find me in their account as a member. I finally got the thing straightened out and the policy cancelled. But all I could think about at the time was that I was happy to still be alive because I would have hated for anyeone of my family members who have had to deal with the run around that I was given stating that I had no policy when I did. Fortunately I now have an insurance policy that does seem to remain active. I have chedked it from time to time and yes I am in their system. Don't know what happened above other then it was an insuance company not that well known.