I've read an article the other day about getting some loans and it offered a lot of useful information, thought I'd share them with you. 1. Look around - When hunting for loans, always check on every offer. Compare APR's. Don't just rush into one without ever looking at others. 2. Check if your legible - You know those tiny prints in brochures? Sometimes it contains information about qualifications. You don't want to jump into a loan only to find out in the 11th hour that you don't meet the conditions required. 3. Think of paying in advance - Of course it's unlikely but sometimes you might be surprised that you can pay of your debt earlier than anticipated. But beware of early payment fees. 4. Payment Protection Insurance - Before you say no to this, keep in mind that it has a lot of usefulness to some and it might work for you. It's there to insure your monthly payments whenever you're unable to cover it. 5. One at a time fellas - Don't go all willy nilly on loans. Yes it's tempting to just sign up for loans but if gets out of hand and you can't control them anymore, well that's going to be a huge problem on your part.