Travel Insurance when travelling to Europe

Hi everyone,
I have had a lot of experience travelling to Europe and I want to tell you that it is always a good idea to take care of travel insurance before you leave. The first thing you should do is to read about the policy that the country you are visiting has. After that, you should decide what kind of insurance you need for that trip. For example, Germany has a very strict law for hospitals plus they are immensly expensive and you need insurance to visit one. If you hurt your leg for example, common when travelling or your child gets a simple cold, you might need to see a doctor. It's bad enough that you probably don't speak German to face more problems. So always remember that if the country has expensive health policy, it is better to have an insurance.