I recently switched insurance companies in an effort to save money. I did save some money but what I found out was that certain coverages that I had under my old poicy were not added, one of which was the Uninsured Motorists Insurance. I was kind of upset about it at first but it got me to thinking... Sure the possibility is always there that another driver may not have auto insurance but what is the likelihood of this happening? It's a chance I'd have to take that it won't. Do you elect to have Uninsured Motorist Insurance on your policy? What are your thoughts?