My problem is this: I have a job I love but they offer no retirement plan at all. With the current economy I definitely am glad I have a job at all, but I'm wondering what other people in this situation do about saving for retirement? So far I've been putting 10% of what I earn away into a savings account, but I know that with inflation that is nowhere near enough and I should probably start to invest. I'm scared of making a mistake, though. Does anyone else have any advice for saving when you have no one but yourself to depend on?