I'm currently making a big 0.02% on my checking account and I do not have a savings account. What are you currently earning in interest on your accounts, if any? Before the housing market crashed, I remember making a good 6-8% in interest on saved money. Never huge amount, but I would make about a $100 a month in interest a month. Does anyone else remember this time period? Back in the 80's there were interest rates much higher, did anyone here get in on the high interest and make some money?