I use to think I was getting screwed when applying or getting quotes for car insurance. When I was 18 I bought my own car and needed car insurance. Yeah, it was expensive on account that I was fresh out of school and as young as I am, my policy was expensive. But then there were small deductions like anti lock brakes, i was a member of a union, all these other factors that made it slightly cheaper. But over time my premiums dropped big time because I had a long run of accident free driving. As I got older, my rates dropped significantly. What are your cheap car insurance stories or methods?