I'm a slacker. I haven't started yet. I need to start, but I'm such a procrastinator. Every year I talk about doing a Christmas fund, and then I just never do it. When I do buy for Christmas, I typically buy the big ticket items first, and then move on to small sundries. I also buy all the children's stuff first, and then if I have anything left over I go to adult presents. Maybe this post will be a kick in a butt for me to get in gear.