I've been thinking about looking into Roku but wanted to know who has it and what do they think about the service? I pay way too much for cable and don't watch all 500 channels we have. I actually rarely watch TV, so I would like to pay for what channels I'm actually watching. How is the service? Could you tell me exactly how it works? From my understanding, you get apps, some are free and others you have to pay for, that is okay by me as long as I'm paying for what channels I only need. Is it up to date on the latest episodes, and does it stream rather fast with minimal lagging?