I was reading an article the other day about people who have completely gone "off-grid" so-to-speak in order to avoid paying high credit card bills. It boggled my mind a bit. I mean, I know people can easily find themselves in a bind, especially with credit cards because they can be so easy to obtain and even easier to use, but there seems to me like there has to be a better way than going to such extremes. After the article, I searched around the internet a bit more and found that there are threads on forums giving advice on how to do this, and there seems to be quite a community of sorts. I have to wonder though, aren't these people shirking their responsibilities? What is your take?