@ReadWriteLearnLove Welcome to my dear country Nigeria. It's a common thing here for most people. In fact, it's the best strategy most people employ in order to avoid embarrassment. I would really blame anyone for doing such as I believe that actually being in debt is not a funny situation in one's life or anybody. Yes, from time to time I might be forced to go into hiding depending on the amount of debt I am. If it's something I can easily pay off, I won't be going into hiding likely but if it's a huge debt that will put me in a great mess and humiliation, going into hiding is the best thing to do at the moment.